Church giving software handles your congregation's tithes and offerings — and the right choice saves you money, increases donor adoption, and integrates cleanly with your existing church management system. The wrong choice creates friction that costs real giving volume.
We've reviewed and ranked six platforms based on processing fees, monthly cost, donor UX, feature depth, and fit by church size. Here's the 2026 verdict.
1. Tithe.ly
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Tithe.lyBest All-in-One
The only platform that bundles giving + ChMS (Breeze) + church app + website at one price. Best value for small-to-mid churches.
Our take: Tithe.ly wins on total value. For $119/month you get giving, Breeze ChMS, a church app, and a website — tools that would cost $250-350/month purchased separately. Month-to-month pricing means zero lock-in risk. Best choice for churches that need a complete tech stack.
Pros- Best bundle value at $119/mo
- Breeze ChMS included
- Text-to-give included
- Month-to-month pricing
- No annual contract
Cons- Donor mobile UX not best-in-class
- Transaction fees standard rate
- Bundle fee if you just need giving
Visit Tithe.ly →
Tithe.ly vs Givelify →
2. Givelify
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GivelifyBest Donor UX
60,000+ organizations. The 3-tap mobile giving experience that donors actually love — consistently the highest-rated giving app by donor satisfaction.
Our take: If your ChMS is sorted and you want the absolute best donor experience, Givelify is the choice. Its 3-tap mobile giving flow has no match in the category. $0 platform fee makes it risk-free to try. Strong analytics. Best for mobile-heavy or younger congregations.
Pros- Best mobile giving UX (3-tap)
- No platform fee
- 60,000+ organizations
- Strong donor analytics
- No contract or commitment
Cons- No built-in ChMS
- No church website builder
- Text-to-give is add-on
Visit Givelify →
Compare vs Tithe.ly →
3. Pushpay
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PushpayEnterprise
The enterprise choice for large and mega-churches. Advanced donor engagement, predictive analytics, premium branded app. High cost, high reward at scale.
Our take: Pushpay earns its price at scale — but only at scale. If your church processes $100k+/month in giving and needs enterprise donor engagement tools, Pushpay's analytics and branded app justify the cost. For smaller churches, the annual contract and custom pricing make it impractical.
Pros- Industry-leading donor engagement tools
- Predictive analytics
- Premium branded church app
- Negotiated rates for high volume
Cons- No public pricing
- Annual contracts only
- No built-in ChMS
- Overkill for small churches
Tithe.ly vs Pushpay →
4. Give Lively
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Give LivelyCompletely Free
100% free for 501(c)(3) nonprofits — no platform fee, no monthly cost. Churches that qualify pay only standard payment processing fees.
Our take: For churches that qualify (501c3) and have a tight budget, Give Lively is the only genuinely free option in the category. Features are more basic than Givelify or Tithe.ly, but for a church that just needs to accept digital giving without a platform fee, it delivers.
Pros- Completely free platform
- No monthly fees ever
- Simple to set up
- Stripe processing reliability
Cons- Must be 501(c)(3) verified
- Less robust donor analytics
- No dedicated church app
- Less feature-rich than paid options
5. Vanco
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Vanco
Long-established church payment platform with deep integrations into traditional ChMS systems. More conservative but battle-tested.
Our take: Vanco is the safe choice for traditional or mainline churches that prioritize stability and deep integration with established ChMS platforms (ACS, Realm, etc.). Less innovative than Tithe.ly or Givelify, but reliable and well-supported for institutions that value institutional partners.
Pros- Deep ChMS integrations
- Strong in mainline/traditional churches
- Reliable ACH processing
Cons- Less modern donor UX
- Less transparent pricing
- Not the best mobile experience
6. Breeze ChMS (with giving)
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Breeze ChMS
If you're already using Breeze for church management, adding their integrated giving is the most seamless option — full donor data in one system.
Our take: If you're a Breeze user, integrated giving makes sense for the data consolidation alone. If you're not already on Breeze, consider Tithe.ly's bundle (which includes Breeze ChMS) — you get the same ChMS plus giving, an app, and a website for a comparable price.
Pros- Seamless with Breeze ChMS data
- One platform for members + giving
- Simple, clean interface
Cons- Only valuable if already on Breeze
- Tithe.ly bundle often better value
Side-by-Side Comparison
| Platform | Monthly Fee | Processing | Best For |
|---|
| Tithe.ly | $0 or $119/mo (bundle) | 2.9% + $0.30 | All-in-one: small-mid churches |
| Givelify | $0 | 2.9% + $0.30 | Mobile-first, donor experience |
| Pushpay | Custom ($99–$400+) | Negotiated | Large/mega-churches |
| Give Lively | $0 (501c3 only) | ~2.9% + $0.30 | Budget-constrained 501(c)(3)s |
| Vanco | Custom | ~2.75% + $0.25 | Traditional/mainline churches |
| Breeze Giving | With Breeze ChMS | 2.9% + $0.30 | Existing Breeze users |
How to Choose the Right Church Giving App
Start with your existing stack. If you already use Breeze for ChMS, integrated giving or Tithe.ly's bundle makes sense. If your ChMS is Planning Center, Givelify or Give Lively add giving without changing your management system.
Match the platform to your congregation's behavior. Mobile-heavy congregation (especially younger members)? Givelify's 3-tap experience is worth the slight feature tradeoff. Traditional congregation that primarily gives by check or ACH? Any platform with solid ACH support works.
Don't pay for a bundle you won't use. Tithe.ly's $119/month is exceptional value if you use Breeze ChMS, the app, and the website. If you just need giving, Givelify at $0/month is the better choice.
Our recommendation for most churches: Start with Givelify (free, best mobile UX) or Tithe.ly's free giving tier. If you need the full bundle with ChMS and an app, upgrade to Tithe.ly's $119/month plan. Reserve Pushpay for churches processing $100k+/month in giving who can negotiate volume rates.